Technical specifications

This documentation outlines the hardware requirements for MonetaMap, a prototype HTML-based application intended for general consumer use. Unlike traditional software, an HTML application operates primarily within a web browser, shifting hardware demands to client devices and network infrastructure. 

MonetaMap is designed to run on a wide range of consumer devices, including desktops, laptops, tablets, and modern smartphones. These devices typically use x86-64 or ARM-based processors. For desktops and laptops, a dual-core processor (e.g., Intel Core i3 or AMD Ryzen 3) is sufficient for basic usage, while a quad-core processor (e.g., Intel Core i5 or AMD Ryzen 5) is recommended for smoother Performance. Minimum of 4 GB of RAM is sufficient, though 8 GB is recommended for optimal performance. No local storage unless downloading data from the app. A stable internet connection is required for loading application resources, interacting with servers, and synchronizing data. A broadband connection with speeds of at least 10 Mbps is recommended for standard usage, while higher speeds improve performance for data-intensive applications.

MonetaMap is a web-based financial planning application designed to help users better understand their financial position through comparison and visualization. Unlike traditional budgeting tools that focus solely on tracking income and expenses, MonetaMap introduces an exploratory approach by using financial averages as a central reference point. The application maps a user’s financial data—such as savings rate, housing costs, debt levels, and investment contributions—against typical benchmarks, allowing users to clearly see how they align with or differ from broader financial norms.

 

Content List

• User Profile & Onboarding

  • Account creation / login

  • Demographic inputs (age, income, location, household size)

  • Financial goals (retirement, savings, debt reduction)

  • Risk tolerance and time horizon

• Financial Data Input

  • Income sources (W-2,W-4)

  • Monthly expenses (housing, transportation, food, etc.)

  • Debt (credit cards, loans, mortgages)

  • Savings and investments (401k, IRA, brokerage, cash)

• Dashboard (Main Map View)

  • Financial “map” visualization (centered on the mean)

  • Key metrics overview:

• Benchmark Comparison Engine

  • National averages (U.S. benchmarks)

  • Peer group comparisons (age, income, location)

  • Historical averages (market returns, inflation trends)

  • Percentile rankings

• Forecasting & Projections

  • Retirement projections (monte carlo)

  • Savings growth scenarios

  • Investment return simulations (based on historical averages)

  • “What-if” scenario tools (adjust income, savings rate, etc.)

• Recommendations & Guidance

  • Personalized suggestions

  • Goal tracking and milestones

  • Alerts for out-of-range financial behavior

• 8. Reports & Exporting

  • Downloadable financial summaries

  • Progress reports over time

  • Comparison snapshots (user vs. average)

• 9. Settings & Customization

  • Profile updates

  • Data privacy controls

  • Notification preferences

  • Unit/region customization

• 10. Help & Support

  • Technical Documentation

  • FAQ’s

 

 

General Safety Prescriptions

To ensure safe and secure use of the MonetaMap application, users should follow these general safety guidelines. Although MonetaMap is a browser-based financial tool, it involves the handling of sensitive personal and financial information, making security and responsible usage essential.

Users should only access the application through secure and trusted devices with up-to-date operating systems and web browsers. It is strongly recommended to use secure internet connections and avoid public or unsecured Wi-Fi networks when entering or reviewing financial data. Users must safeguard their login credentials and should not share passwords or account access with others. Enabling additional security measures, such as two-factor authentication (if available), is highly encouraged.

MonetaMap should be used strictly for informational and planning purposes. While MonetaMap provides insights based on averages and historical data, it does not replace professional financial advice. Users are advised to verify critical financial decisions with qualified professionals when necessary. In the event of unexpected behavior, errors, or suspected security issues, users should discontinue use immediately and report the issue through the appropriate support channels. Regular updates to browsers and systems should be maintained to ensure compatibility and protection against potential vulnerabilities.

 

Please send any feedback to monetamapfeedback@notgonnareadit.com